All posts by Bruce E Cox CPA

retirement income, Tax-Free IULs, Tax-Free Retirement PLans

How To Get Rid of Stock Market Losses & Taxes on Your Retirement Income Once and For All!

Video July 28, 2014 Bruce E Cox CPA

How To Get Rid of Stock Market Losses & Taxes on Your Retirement Income Once and For All!

https://www.youtube.com/watch?v=lJf2Qm42xjw

Safe Income Strategy works. Gets rid of stock market losses once and for all.

Tired of Losing Money in the Stock Market? You can Get Rid of Stock Market Losses and Taxes on Your Retirement Income Once and For All!

Simply do what the Wealthiest American Families do to avoid taxes and not lose money in the stock market. They use a little known IRS approved strategy that has been called the perfect retirement solution for those who qualify.

• You don’t lose money when the markets go down, so you are never digging out of an investment hole!
• You Share in Market Upside when Markets go up, up to a cap rate currently 13.5% to 16.0%!
• You’ll Earn Reasonable Rates of Return!
• Your Gains are locked in annually, so you never give back profits already earned!
• Tax-Free Penalty Free Withdrawals at any age, the ultimate tax shelter!
• You can generate a Tax-Free Income You Won’t Outlive!

New eBook Explains How It Works

Kindle version https://www.amazon.com/dp/B00M0EQN0A

Free download and more videos /

• So, if you hate paying taxes and hate even more losing money in the stock market, pay close attention.
• If you are worried you won’t have enough money to enjoy your retirement, this strategy will help you generate a tax-free income you won’t outlive.
• If you are rolling over money in CDs because you fear stock market losses, with this tax- free retirement strategy, you don’t lose money when the markets go down.
• If you have not put enough money away for retirement and need a catch up solution, this strategy could work for you.
• When you recognize the tax-free retirement plan can generate 3 to 4 times more income after taxes than a 401(k) or 403(b) retirement plan, you’ll want to replace your retirement plan with the tax-free retirement plan.
• If you want to implement a gifting strategy for your children or grandchildren, the tax- free IUL is a vehicle that can keep on giving with a lifetime of tax-free income.
• If you like the idea of having a tax-free emergency fund to tap as needed, the tax-free retirement plan is for you.
• If you would like to be your own bank, funding big ticket items with retirement funds, paying interest to yourself rather than a bank, this could work for you.

Fortunately, the tax-free retirement solution addresses all of the above.

Tax-Free IULs, Tax-Free Retirement PLans

Professional Engineers Get Rid of Stock Market Losses & Retirement Taxes Once and For All.

Video July 17, 2014 Bruce E Cox CPA

Professional Engineers Get Rid of Stock Market Losses & Retirement Taxes Once and For All.

https://www.youtube.com/watch?v=2ITxTPjf7NQ

IRS Strategy gets rid of stock market losses and retirement taxes once and for all.

New eBook tells how to get rid of stock market losses once and for all. You’ll keep more of your money with a tax-free retirement plan, plus you could generate 3 times more after tax retirement income compared to your 401(k) plan.

Use the secret America’s wealthiest Families use to avoid taxes and not lose money in the stock market. The Strategy works. During the Financial Market melt down of 2008, none of our clients lost money in their tax-free retirement plan due to market volatility. Their Money was safe and secure and their income was steady and reliable.
This little known IRS approved strategy has largely flown under the radar for the last 20 years. Most Advisors never heard about it, or did not realize how powerful the strategy had become.
You have just been exposed to the strategy that can get of stock market losses and taxes on your retirement income once and for all.
New eBook explains how it works. Free Download

Tax-Free Retirement Income, Tax-Free Retirement PLans

Lawyers Accountants Keep More of Your Money with a Tax-Free Retirement Plan

Video July 14, 2014 Bruce E Cox CPA

Lawyers Accountants Keep More of Your Money with a Tax-Free Retirement Plan

Lawyers Accountants Keep More of Your Money with a Tax-Free Retirement Plan and generate 3 times more after tax income compared to your 401(k).

IRS strategy can triple after-tax retirement income and you keep more of your money

Use the secret of the top 10% of America’s Wealthiest Families. They use the secret IRS approved strategy to avoid taxes and not lose money in the stock market.

Under the Radar IRS Strategy can triple after-tax retirement income

This little known strategy has flown under the radar for 20 years. Most advisors have never heard about the strategy or did not realize how powerful it has become.
It has been called The Perfect Retirement Solution and The 401(k) Replacement.

New eBook explains how it works. Download it for free

Tax-Free IULs, Tax-Free Retirement Income, Tax-Free Retirement PLans

Medical Professionals Retire Early with 3x more After-Tax Income

Video July 13, 2014 Bruce E Cox CPA

Medical Professionals Retire Early with 3x more After-Tax Income vs Your 401(k) or 403(b) plan

Medical Professionals retire early? Are Government Regulations and Taxes getting to you? How about retiring early with 3 times the after-tax income vs. your 401(k) or 403(b) retirement plan?

Obamacare is squeezing Doctors Incomes, increasing costs and stress levels. Medical Professionals retire early with 3x more after-tax retirement income.

Simply use the secret of the top 10% of America’s wealthiest families. It has been known to double, even triple after-retirement income vs. 401(k)s and 403(b) retirement plan.

Imagine going from $25,000 per year in after-tax retirement income to $75,000 in tax-free retirement income.

The strategy works and it could work for you. The Wealthiest American families use it to avoid taxes and to get rid of stock market losses once and for all. This little known IRS approved strategy that has been called the perfect retirement solution for those who qualify.

New eBook Explains How It Works. Free Download

• So, if you hate paying taxes and hate even more losing money in the stock market, pay close attention.
• If you are worried you won’t have enough money to enjoy your retirement, this strategy will help you generate a tax-free income you won’t outlive.
• If you are rolling over money in CDs because you fear stock market losses, with this tax- free retirement strategy, you don’t lose money when the markets go down.
• If you have not put enough money away for retirement and need a catch up strategy, this strategy could work for you.
• When you recognize the tax-free retirement plan can generate 3 to 4 times more income after taxes than a 401(k) or 403(b) retirement plan, you’ll want to replace your retirement plan with the tax-free retirement plan.
• If you want to implement a gifting strategy for your children or grandchildren, the tax- free IUL is a vehicle that can keep on giving with a lifetime of tax-free income.
• If you like the idea of having a tax-free emergency fund to tap as needed, the tax-free retirement plan is for you.
• If you would like to be your own bank, funding big ticket items with retirement funds, paying interest to yourself rather than a bank, this could work for you.

Fortunately, the tax-free retirement solution addresses all of the above.

Tax-Free IULs, Tax-Free Retirement Income, Tax-Free Retirement PLans, Uncategorized

Retirement Plans Comparative Table Tax-Free IULs vs. 401(k)s

July 13, 2014 Bruce E Cox CPA

Retirement Plans Comparative Table Tax-Free IULs vs. 401(k)s

Retirement Plans Comparative Table

	Tax-Free IUL	401(k)	403(b)	IRA
	Tax-Free IUL	401(k)	403(b)	IRA
Tax-Free / Taxable Income	Tax-Free	Heavily Taxed	Heavily Taxed	Heavily Taxed
Penalty-Free Withdrawals	Penalty-Free withdrawals any age	10% early withdrawal penalty under 59 1/2	10% early withdrawal penalty under 59 1/2	10% early withdrawal penalty under 59 1/2
Stock Market Losses and Yo-Yo Volatility	No You don't lose money when markets go down.	Yes Unless invested in CD, Money Market or Fixed Annuity	Yes Unless invested in CD, Money Market or Fixed Annuity	Yes Unless invested in CD, Money Market or Fixed Annuity
Gains Locked In Annually	Yes You don't give back profits previously earned	No Unless invested in CD, Money Market or Fixed Annuity	No Unless invested in CD, Money Market or Fixed Annuity	No Unless invested in CD, Money Market or Fixed Annuity
Earn a reasonable rate of return	Yes You don't lose money when markets go down. Never digging out of an investment hole4.	Maybe	Maybe	Maybe
RMDs Required Minimum Distributions	No Government does not tell you when to withdraw money.	Yes	Yes	Yes
2014 Contribution Limits	None Great for catchup Cannot make a single payment	$17,500 401(k) elective deferrals $5,500 catchup if you are age 50 or older. annual compensation limit $260,000	$17,500 403(b) elective deferrals $5,500 catchup if you are age 50 or older. annual compensation limit $260,000	$5,500 (6,500 if you are age 50 or older) or your taxable compensation for the year.
Tax-Free Death Benefit	Yes Could be substantial vs. IRA, 401(k) or 403(b)	No, plan balance is taxable to beneficiaries	No, plan balance is taxable to beneficiaries	No, plan balance is taxable to beneficiaries
Premium Financing and leverage	Yes	No	No	No
Government Controlls How much you can contribute; when you must take money out.	No	Yes	Yes	Yes

The Retirement Plan Comparative Table illustrates that Tax-Free is Better. The Tax-Free IUL is more flexible. Tax-Free penalty free withdrawals at any age for any reason. Larger contributions are allowed, so it works better at a retirement catch up strategy. It is also safer, as you don’t lose money when the markets go down. Your qualified plans could be subject to substantial market risk.

Watch the Retirement-Toolbox Videos to learn more about the Tax-Free IUL. It is also considered a Tax-Free Pension Alternative and Living Benefits Life Insurance.

The Tax-Free IUL is a life insurance policy with greater focus on living benefits than on death benefits. The Living Benefits make it a great tax-free pension alternative.

retirement income, Tax-Free IULs, Tax-Free Retirement Income, Tax-Free Retirement PLans

Get Rid of Stock Market Losses and Taxes on Your Retirement Income Once and For All.

July 7, 2014 Bruce E Cox CPA

Get Rid of Stock Market Losses Once and For All

Zero Stock Market Losses with a Tax-Free IUL

Volatility & Stock Market Losses eliminated with a Tax-Free IUL

Tired of Losing Money in the Stock Market? You can Get Rid of Stock Market Losses and Taxes on Your Retirement Income Once and For All!

New eBook Explains How It Works

• If you have not put enough money away for retirement and need a catch up strategy, this strategy could work for you.
• When you recognize the tax-free retirement plan can generate 3 to 4 times more income after taxes than a 401(k) or 403(b) retirement plan, you’ll want to replace your retirement plan with the tax-free retirement plan.
• If you want to implement a gifting strategy for your children or grandchildren, the tax- free IUL is a vehicle that can keep on giving with a lifetime of tax-free income.
• If you like the idea of having a tax-free emergency fund to tap as needed, the tax-free retirement plan is for you.
• If you would like to be your own bank, funding big ticket items with retirement funds, paying interest to yourself rather than a bank, this could work for you.

Fortunately, the tax-free retirement solution addresses all of the above.

Free download at BruceECoxCPA.com

retirement income, Tax-Free IULs, Tax-Free Retirement Income, Tax-Free Retirement PLans

Longevity Risk: Will You Have Enough Money in Retirement?

Video June 9, 2014 Bruce E Cox CPA

Longevity Risk: Will You Have Enough Money in Retirement?

Will You Have Enough Money in Retirement?

Longevity Risk

Are You Saving Enough? How Risky is Your Retirement? Have You Considered Taxes and Inflation? Will you have a retirement shortfall? You need to know the answers to these questions now, while you can still do something about them, not twenty years from now when it might be too late. You can request a free analysis at http://www.tax-free-retirement-plans.com.

Your money has to last 30 years or more if you retire in your 60s or 70s. Many people run out of money 7 to 10 years into retirement.

• Withdraw too much money in the early years of retirement
• Heavy taxation of retirement plans were not considered
• Risky investments caused big stock market losses.
• Did not save enough

A tax-free IUL will solve many of these issues.

Tax-Free retirement plans can triple after-tax retirement income stretching your money to help address longevity risk.

retirement income, Tax-Free IULs, Tax-Free Retirement Income, Tax-Free Retirement PLans

What Does Tripling Your After-Tax Income Mean to Your Retirement?

June 9, 2014 Bruce E Cox CPA

What Does Tripling Your After-Tax Income Mean to Your Retirement?

IRS Tax-Traps. Retirement plans are heavily taxed. The IRS could take 40% of each withdrawal leaving your 60% in after-tax income

Many Dream of Retiring with $1 million In Their 401(k). This could generate $50,000 per year in Taxable Income; $30,000 per year in After-Tax Income. Did You Know $333,334 in a Tax-Free IUL would generate the same $30,000 per year in After Tax Income? That’s right, $333,334 in Tax-Free IUL produces same after tax income as a $1 million 401(k).

You could reduce annual savings by ⅔, say $1000 per month to $333 per month; $667 for other expenses. Or, you could Leave annual savings the same and enjoy 3 times more after-tax income during retirement years.

Tax-Free IULs, Tax-Free Retirement Income, Tax-Free Retirement PLans

Documents Needed for Tax-Free IUL Application

Video June 1, 2014 Bruce E Cox CPA

Documents Needed for Tax-Free IUL Application

Video discusses the documents needed for your IUL Application to determine suitability and health risk. The Application asks for financial information: your income and net worth. Health questions: medical history, current medications, family health – Parents & Siblings.

Your time is valuable too, so having this information available prior to taking the application will speed up the process. You can upload documents securely to http://www.bruceecoxcpa.com/secure-document-upload.html

Tax-Free IULs

Tax-Free Pension Alternative vs. 401(k)…a 15 year look back of the S&P 500.

Video May 30, 2014 Bruce E Cox CPA

Tax-Free Pension Alternative vs. 401(k)…a 15 year look back of the S&P 500.

History of the Tax-Free Pension Alternatives vs. 401(k)…a 15 year look back of the S&P 500.

Tax-Free Pension Alternative vs. 401(k) A 15 year look back of S&P 500

A 15 Year Look Back: $100,000 Initial Investment S&P 500 Index vs. Tax-Free Pension Alternative Indexed to S&P 500 With 14% Cap and 0% Floor.

Bottom Line after 15 years $8,300 Taxable 401(k) income vs. $23,000 Tax-Free Income in the Pension Alternative.

$150,000 Taxable 401(k) Assets vs. $254,000 Tax-Free Assets in the Tax Free Pension Alternative.

During this 15 year look back, the Tax Free Pension Alternative produced more than 4.5 times more after tax income than the 401(k).

Video shows how the tax-free pension alternative works. No downside risk. Gains are locked in annually. Share in market upside up to a 14% cap.

The Tax-Free Pension Alternative is also known as Tax-Free IUL and as Living Benefit Life Insurance.

Retirement Plans Comparative Table Tax-Free IULs vs. 401(k)s

Zero Stock Market Losses with a Tax-Free IUL

Longevity Risk: Will You Have Enough Money in Retirement?

History of the Tax-Free Pension Alternatives vs. 401(k)…a 15 year look back of the S&P 500.

Tax-Free Pension Alternative Retirement Plans and Other Safe Income Strategies